Use this free Gumroad fee calculator to see what you keep from each digital product sale. Choose whether the sale came from your own link or from Gumroad Discover, and the calculator shows Gumroad’s fee, card processing, and your monthly earnings.
Gumroad Fee Calculator
Uses Gumroad’s published fees, checked October 2026: 10% + $0.50 on direct sales plus card processing (2.9% + $0.30), or a flat 30% on Discover sales.
Gumroad is the Merchant of Record and adds sales tax for the buyer, so tax is not taken from your price. Direct sales drop to 5% + $0.50 after $20,000 in a calendar month. PayPal fees differ from card fees. You need a $100 balance to get paid.
Gumroad Fees Used in This Calculator
| Sale type | Gumroad fee | Payment processing |
|---|---|---|
| Direct sale (your link, profile or website) | 10% + $0.50 | Card 2.9% + $0.30, PayPal fees extra |
| Gumroad Discover sale | Flat 30% | Included |
| Direct sales after $20,000 in a calendar month | 5% + $0.50 | Still extra |
| Monthly fee | $0 | Not applicable |
For the full guide, including payouts, the $100 minimum and Discover rules, read what is Gumroad.
Gumroad Fee Calculator FAQ
How much does Gumroad take from a $20 sale?
On a direct card sale, Gumroad takes $2.50 (10% + $0.50) and card processing is about $0.88, so you keep about $16.62. On a Discover sale, the flat 30% fee is $6.00 and you keep $14.00.
Does Gumroad charge a monthly fee?
No. Gumroad has no monthly fee. You only pay fees when you make a sale.
Who pays sales tax on Gumroad?
Gumroad is the Merchant of Record and handles sales tax for you. Tax is added for the buyer, so it does not come out of your price.
When do I get paid?
You need a balance of at least $100 USD to receive a payout, and new accounts go through a review that Gumroad says takes 1 to 3 weeks.